$99 Estimate Check. Available nationwide.
See what is in your insurance estimate, and what may be missing.
Upload your estimate. Get a clear what’s-in / what’s-missing brief and ready emails for your adjuster — reviewed by me before you see it.
Aaron Dickson, an independent construction consultant and former large-loss adjuster, personally approves every report before you see it.
Request only. We confirm capacity, scope, fee, and timing before accepting a file. No card is collected on this site.
- Decades of experience in restoration and claims
- Xactimate certified
- Independent technical consulting
- Expert witness testimony and deposition experience
Independent technical consulting. We are not a contractor, public adjuster, or law firm. We do not sell repair work on files we review for Property Loss Pro, negotiate with the carrier, or take a percentage of the claim.
| Item | Carrier | Reviewed |
|---|---|---|
| DRY 1/2Drywall, hang tape float | $2,140.00 | $3,880.00 |
| PNT 2CSeal and paint, two coats | $1,315.00 | $1,960.00 |
| FCV RRDetach and reset base cabinet | $640.00 | $1,120.00 |
| MissingAccess, protection, and demolition | Not listed | Missing |
Sample. Not a real claim.
Water loss interior after selective demolition. Framing and finishes open for drying.
What a review actually looks like
Every review is read and written by Aaron. Software helps us organize the file. It never decides what goes in it.
How it works
- Step 1
Send one estimate
Start with your insurance estimate and optional photographs. We confirm capacity before accepting the file.
- Step 2
Aaron reviews it
Aaron reads what is included, what appears missing, and what still needs documentation.
- Step 3
Get a clear brief
You receive plain-English findings plus an adjuster email and word scripts you can use yourself.
- Step 4
Choose your next step
The $99 can credit toward the $349 Comparison or $600/$800 full review on the same loss within 30 days.
The $99 Estimate Check, also called the Gap Snapshot, explains what one estimate includes, what is missing or still needed, and gives you copy-paste adjuster emails and word scripts to use. It is the first step, not a replacement for a full file review. If you hold both the adjuster estimate and a contractor estimate, the $349 Adjuster vs Contractor Comparison sets them side by side with talking points for each conversation. The full written review is $600 under $50,000 and $800 at or above $50,000. The Snapshot fee is credited toward the $349 Comparison or toward a full review on the same loss within 30 days. When you are ready, send a message or request a review. We confirm capacity, scope, fee, and timing before accepting the file.
Common questions
- Are you a contractor, a public adjuster, or a law firm?
- None of those. Property Loss Pro is an independent consulting firm. We do not sell repair work on files we consult on, we do not negotiate with the carrier as a public adjuster, and we do not give legal advice.
- When is anything invoiced?
- Nothing is billed when you send a file. If Aaron accepts the engagement, an invoice is issued through Wave. Unused fees are refunded if you decline before work starts.
- Do you handle commercial losses?
- Yes. We review residential and commercial property losses. Remote, file-based technical review is available nationwide for property owners.
- Should I hire a public adjuster instead?
- A public adjuster negotiates for you and typically takes a percentage of your claim. We don't negotiate and we don't take a percentage. You pay a flat fee and get the documentation to negotiate yourself or hand to your attorney. Many clients use both.
- What if the review finds nothing missing?
- We tell you that plainly. That answer has value too.
- How long does it take?
- We confirm the next step after reviewing current capacity. Timing is set in writing when the file is accepted.
Fire-damaged roof and framing. Structure-only documentation used in reviews.
Start with an Estimate Check
Send a request now, or use the free owner guides first. Nothing is billed until we accept the file.
Counsel can review the attorney service.