Independent claim review. Vancouver, WA. Serving Oregon and Washington.
Your insurance estimate is probably missing things. We find them.
A former large-loss insurance adjuster reads your carrier's estimate line by line and shows you, in plain English, what was left out and what to say about it.
- 20+ years restoration and claims
- Former large-loss carrier adjuster
- Xactimate Level 2
- Deposition and trial availability
Independent consulting firm. Not a contractor, public adjuster, or law firm. Nothing is billed until we accept your file.
| Item | Carrier | Reviewed |
|---|---|---|
| DRY 1/2Drywall, hang tape float | $2,140.00 | $3,880.00 |
| PNT 2CSeal and paint, two coats | $1,315.00 | $1,960.00 |
| FCV RRDetach and reset base cabinet | $640.00 | $1,120.00 |
| MissingContents manipulation | Not listed | $1,480.00 |
Sample. Not a real claim.
Two ways in
For property owners
Find out what your adjuster's estimate missed
Send us the estimate your insurance company gave you. You get a written list of what was left out or under-scoped, plus a discussion sheet you can hand your adjuster. From $400.
See how it worksFor attorneys
Independent scope and cost review for disputed claims
One reconstruction estimate in, an independent written review of scope, cost, and documentation gaps out. Initial file review $600. Deposition and trial availability.
Review the attorney processWhat a review actually looks like
Every review is read and written by Aaron. Software helps us organize the file. It never decides what goes in it.
How it works
- Step 1
Send us the estimate
Upload the PDF your insurance company sent you.
- Step 2
We check for conflicts
If we have already worked on this loss in any other role, we decline and tell you.
- Step 3
Aaron reads every line
Against the standards adjusters are supposed to follow and against what your photos show.
- Step 4
You get the written review
What is missing, why, and how to ask for it. Nothing is billed until step 2 clears.
Common questions
- Are you a contractor, a public adjuster, or a law firm?
- None of those. Property Loss Pro is an independent consulting firm. We do not sell repair work on files we consult on, we do not negotiate with the carrier as a public adjuster, and we do not give legal advice.
- When is anything invoiced?
- Nothing is billed when you send a file. We complete the conflict screen first. If we accept the engagement, an invoice is issued through Wave. Unused fees are refunded if we decline before work starts.
- Do you handle commercial losses?
- Yes. We work residential and commercial property losses across the Pacific Northwest.
- Should I hire a public adjuster instead?
- A public adjuster negotiates for you and typically takes a percentage of your claim. We don't negotiate and we don't take a percentage. You pay a flat fee and get the documentation to negotiate yourself or hand to your attorney. Many clients use both.
- What if the review finds nothing missing?
- We tell you that plainly. That answer has value too.
- How long does it take?
- We reply within one business day after you send the file with the conflict result and next step. Review timing is confirmed when the file is accepted.