Independent claim review. Vancouver, WA. Serving Oregon and Washington.

Independent cost and scope review for attorneys and their clients.

A former large-loss carrier adjuster reads one reconstruction estimate and writes what the file is missing. Oregon and Washington. Residential and commercial.

  • 20+ years restoration and claims
  • Former large-loss carrier adjuster
  • Xactimate Level 2
  • Deposition and trial availability

Independent consulting firm. Not a contractor, public adjuster, or law firm. Nothing is billed until we accept your file.

Carrier estimate, reviewedSample
ItemCarrierReviewed
DRY 1/2Drywall, hang tape float$2,140.00$3,880.00
PNT 2CSeal and paint, two coats$1,315.00$1,960.00
FCV RRDetach and reset base cabinet$640.00$1,120.00
MissingAccess, protection, and demolitionNot listedMissing
Items the estimate left out7

Sample. Not a real claim.

Two ways in

For attorneys

Independent scope and cost review for disputed claims

One reconstruction estimate in. A written review of missing reconstruction cost, sequence, and documentation gaps out. Initial file review $600. Follow-on work quoted in writing.

Review the attorney process

For property owners

If you already have the carrier estimate and do not have counsel yet

Written list of what the estimate left out. $400 if the estimate total is under $50,000. $600 if it is $50,000 or more.

See how it works

What a review actually looks like

Missing Scope ScheduleRedacted sample
Estimate Comparison by TradeRedacted sample
Technical Findings MemoRedacted sample

Every review is read and written by Aaron. Software helps us organize the file. It never decides what goes in it.

How it works

  1. Step 1

    Counsel sends one estimate

    One reconstruction estimate in, plus the opposing estimate if one exists. That is enough to start.

  2. Step 2

    We check for conflicts

    If we have already worked on this loss in any other role, we decline and tell you.

  3. Step 3

    Aaron reads every line

    Against the standards adjusters are supposed to follow and against what the file documents.

  4. Step 4

    Written review comes back

    What is missing in cost, sequence, scope, and documentation, and whether further work is warranted. The initial file review is $600.

Property owners can send their own estimate through the For Property Owners page. The same written review applies, at $400 under $50,000 and $600 at or above $50,000.

Common questions

Are you a contractor, a public adjuster, or a law firm?
None of those. Property Loss Pro is an independent consulting firm. We do not sell repair work on files we consult on, we do not negotiate with the carrier as a public adjuster, and we do not give legal advice.
When is anything invoiced?
Nothing is billed when you send a file. We complete the conflict screen first. If we accept the engagement, an invoice is issued through Wave. Unused fees are refunded if we decline before work starts.
Do you handle commercial losses?
Yes. We work residential and commercial property losses across the Pacific Northwest.
Should I hire a public adjuster instead?
A public adjuster negotiates for you and typically takes a percentage of your claim. We don't negotiate and we don't take a percentage. You pay a flat fee and get the documentation to negotiate yourself or hand to your attorney. Many clients use both.
What if the review finds nothing missing?
We tell you that plainly. That answer has value too.
How long does it take?
We reply within one business day after you send the file with the conflict result and next step. Review timing is confirmed when the file is accepted.

Start a file review

Nothing is billed until we accept the file.