🏠 About Property Loss Pros

Two Decades of Experience. One Clear Mission — Helping Property Owners Recover with Confidence.

For more than 20 years, Property Loss Pros has been helping homeowners, contractors, and property managers navigate the complex world of insurance restoration and property loss recovery.
Our experience spans every phase of the process — from emergency mitigation to rebuild consulting — giving our clients clarity, accuracy, and confidence in every decision.

⚖️ Built on Both Sides of the Claim

Our principal consultant began his career managing large and complex losses as an insurance adjuster for nationwide carriers, handling claims that ranged from small residential incidents to catastrophic, multi-structure events.
This firsthand experience inside the carrier system provided a deep understanding of how adjusters evaluate claims, determine coverage, and assess repairs — including mitigation, contents, and Additional Living Expenses (ALE).
We’ve handled hundreds of property claims across all categories:

• Water, fire, and smoke damage

• Tree impact and structural collapse

• Storm, wind, and flood events

• Mold, environmental, and specialty restoration

• Contents evaluation and pack-out coordination

• Commercial and residential large losses

That insight allows us to anticipate carrier expectations and help clients prepare documentation that aligns with industry standards and insurance review protocols.

🧱 Restoration Expertise from the Ground Up

Our roots are in the restoration and construction industry, not just behind a desk.
We’ve worked directly with property owners, builders, and mitigation teams to rebuild homes and businesses following fire, flood, and storm events.
That real-world field experience means we understand the scope, labor, and trade sequencing behind every Xactimate line item — from drywall replacement and finish carpentry to specialized cleaning and code upgrades.

Every consulting recommendation is grounded in Xactimate estimating standards, IICRC S500 and S520 guidelines, and real construction logic — not theory.
This ensures our clients receive actionable, defensible, and carrier-ready documentation.

🧾 Expert Witness & Consulting Work

Our expertise extends beyond standard claim consulting.
We have provided expert witness services for multiple law firms, offering technical evaluations and testimony in property damage and insurance claim disputes.
This role sharpened our ability to translate complex construction and estimating concepts into clear, credible, and legally sound explanations — the same skill we bring to every client consultation.

We’ve successfully partnered with:

• Homeowners seeking clarity on confusing or incomplete estimates

• Contractors improving their documentation and supplement process

• Attorneys requiring detailed damage assessments or scope interpretation

• Property managers looking to organize multi-unit loss documentation

💼 What Sets Property Loss Pros Apart

• Balanced Perspective — We’ve worked as both a restoration professional and a large-loss insurance adjuster. We know what each side needs to move a claim forward.

• Documentation Mastery — Every report, estimate, and supplement is prepared to meet carrier standards using industry-recognized pricing and methodology.

• Client-Centered Focus — We help property owners protect their investment and ensure fairness through clarity and precision.

• Professional Integrity — We do not adjust, negotiate, or settle claims; our role is to empower clients with accurate information and solid documentation.

🎯 Our Mission

To bridge the gap between property owners, restoration professionals, and insurance carriers by creating clarity through documentation, communication, and expert insight.
At Property Loss Pros, we believe that a well-documented claim is a fair claim — and we’re here to make sure every estimate, supplement, and scope of work reflects the real value of restoring what was lost.